XRP has become quite a hot cryptocurrency over the last year. The asset struggled to gain attention from December 2020 till late 2024 due to the SEC’s lawsuit against Ripple, the fintech company that utilizes the XRP Ledger. The SEC alleged that the company was issuing non-registered securities. However, the lawsuit came to a close in 2025 and XRP has since been on everyone’s radar. Let’s discuss which other assets you could pair with your XRP holdings to have a more balanced portfolio.
Which Assets To Hold In Your Portfolio Along With XRP?
XRP and other cryptocurrencies carry substantial risks. The crypto market is subject to heavy volatility and prices witness violent swings ever so often. For example, XRP climbed to an all-time high of $3.65 in July of last year. However, the asset’s price has fallen by more than 60% since its 2025 peak. However, some cryptocurrencies, such as memecoins, carry even more risks than mainstream crypto assets. You could add some Dogecoin (DOGE) or Shiba Inu (SHIB) to your portfolio, but with only as little money as you could afford to lose. Memecoins have high risk, but come with even higher rewards. Once the market takes off, memecoins could deliver massive returns.
Along with XRP, having some Bitcoin (BTC) in your portfolio may be a good idea. Bitcoin (BTC) is the market leader and other crypto assets tend to follow its trajectory.
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While we discuss some cryptocurrencies that you could hold in your portfolio along with your XRP holdings, let’s not leave out safe havens and hedges, such as gold and silver. Both metals displayed incredible growth from late 2025 to early 2026. Holding some gold, along with some tech stocks could be a good pair with your XRP coins.
