Where is XRP going? That’s the question a lot of people keep asking right now, and Digital Asset Investor actually has an answer worth a look. He ties his price prediction to a pretty massive forecast from former hedge fund manager Raoul Pal, and he also explains why investors are buying XRP even though the price has been slow for a good while now. At the time of writing, XRP sits near $1.13, up about 5.7% over the past week, and that slow grind might tell you a bit about where is XRP going once the bigger picture from Pal actually plays out, and what price for 2026 could end up looking like too.
XRP Price Prediction And Institutional Adoption Drive Outlook
A Hundred Trillion Dollar Market Backs The Prediction
The whole XRP price prediction really starts with just how small crypto still is next to the rest of the world’s money. Right now the entire digital asset market adds up to only a few trillion dollars, and gold plus global liquidity run into the tens of trillions, which is kind of a strange gap when you sit and think about it. Pal has leaned on a decade of adoption data for his forecast, not just a hunch, and that’s a big part of why so many people take this XRP price prediction seriously.
Raoul Pal said:
“Adoption has followed the same log regression channel for over a decade.”
Forward projecting that trend puts the crypto market on track for a $100 trillion valuation by the early 2030s, something Pal has also called close to $97 trillion in new wealth. Digital Asset Investor named XRP as one of the assets set to benefit the most if that actually plays out, and that’s a big reason why investors are buying it now instead of just waiting around.
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Why Investors Are Buying XRP While Price Stays Slow
Price action for XRP has stayed slow for long stretches, and even Digital Asset Investor admits that much himself. Still, the slow pace hasn’t stopped him from adding more, and he’s said he plans another purchase soon, treating the quiet months as an entry point rather than a reason to sit out.
That’s really the heart of why investors are buying XRP right now, long term adoption over short term price swings. So he just keeps buying and it circles back again to where is XRP going overall, since his whole approach only makes sense if the bigger forecast eventually plays out.
XRP Institutional Adoption And 2026 Price Outlook
XRP institutional adoption has picked up in a pretty noticeable way lately. T. Rowe Price launched an actively managed, multi token crypto exchange traded product that includes XRP, and XRP now makes up 9.37% of that portfolio, up from somewhere between 2% and 5% before. That shift alone says a lot about where institutional adoption is headed, and Bitcoin’s share has been shrinking a bit as coins with real world use gain more ground.
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On top of that, XRP has a fixed supply, and every transaction fee burns a small amount of it, so the total in circulation keeps shrinking bit by bit over time. That mechanic, plus the institutional adoption already happening and Pal’s bigger wealth prediction, is basically the backbone of the current XRP price prediction heading into XRP price 2026 and beyond.
No firm number was given for XRP price 2026 itself, and Digital Asset Investor didn’t name an exact target either. Still, when you zoom out, the point he’s making about where is XRP going ties right back to that hundred trillion dollar market Pal keeps talking about, one he expects to lift assets like XRP well past where they sit today, at the time of writing anyway.
